Enterprise Risk
Controls. Built for
Modern Payment
Businesses.

As transaction volumes grow, so does exposure to Frauds.
Our Risk & AML infrastructure is designed to monitor, detect, and
manage risk seamlessly without slowing down your operations.

Get Started Request a Demo
AML compliance dashboard monitoring financial transactions
Get Started Request a Demo
Fraud detection in online payments mobile transaction

Structured Risk Infrastructure
Built Into Your Payment Ecosystem

A configurable monitoring engine evaluates transaction behaviour, velocity, geographic signals, and policy-based thresholds across payment flows.

Define and adjust risk parameters aligned with your internal policies and regulatory obligations, without rebuilding systems.

Customer and transaction risk profiles evolve based on behavioral data, transaction history, and watchlist inputs.

Built-in sanction list, PEP, and watchlist screening workflows embedded within onboarding and ongoing monitoring.

Structured alert handling with investigation tracking, role-based assignment, and documented audit trails.

Role-based permissions, multifactor authentication, and secure system access to ensure controlled operational oversight.

Comprehensive logs and structured reporting to support regulator reviews and internal audits.

Compliance Without Complexity

Stronger Governance.
Smarter Growth.

Robust risk controls do more than prevent financial fraud— they directly influence business performance.

Protect Revenue Without
Blocking Growth

Intelligent monitoring reduces unnecessary transaction friction while identifying genuine risk exposure.

Improve Banking & Partner
Confidence

Structured AML controls strengthen trust with banks, regulators, and ecosystem partners.

KYC AML secure payment verification on mobile

Reduce Operational Burden

Automation minimises manual reviews, allowing compliance teams to focus on high-risk investigations.

Scale With Regulatory
Confidence

Create and manage campaigns directly from the merchant dashboard.

Preserve Brand & Reputation

Proactive monitoring helps prevent misuse of your payment ecosystem — protecting long-term credibility.

Who can use airpay Risk & AML?

Anti money laundering compliance in modern banking system

Financial Institutions & NBFCs

Strengthen regulatory oversight with continuous
monitoring and risk-based customer profiling.

Financial Institutions & NBFCs

Strengthen regulatory oversight with continuous
monitoring and risk-based customer profiling.

AML compliance ensuring secure successful payment transactions

Payment Gateways & Fintech Platforms

Protect digital payment ecosystems with real-time
anomaly detection and dynamic risk scoring.

Payment Gateways & Fintech Platforms

Protect digital payment ecosystems with real-time
anomaly detection and dynamic risk scoring.

Fraud detection in online payments ecommerce analytics dashboard

Ecommerce & Marketplaces

Monitor seller networks and transaction behaviour to
reduce fraud and reputational exposure.

Ecommerce & Marketplaces

Monitor seller networks and transaction behaviour to
reduce fraud and reputational exposure.

KYC AML compliance discussion in corporate team meeting

Large Enterprises & Corporates

Centralise risk visibility across business units with
structured controls and audit-ready reporting.

Large Enterprises & Corporates

Centralise risk visibility across business units with
structured controls and audit-ready reporting.

Anti money laundering compliance verification in bank office

Government & Regulated Entities

Enable transparent, secure payment monitoring aligned
with strict compliance and reporting standards.

Government & Regulated Entities

Enable transparent, secure payment monitoring aligned
with strict compliance and reporting standards.

Frequently Asked Questions

Anti-Money Laundering (AML) compliance refers to regulatory frameworks and internal controls designed to prevent the misuse of financial systems for illicit activities. It includes customer due diligence, transaction monitoring, and suspicious activity reporting.

Offers are automatically applied at the checkout once the customer meets the defined eligibility criteria.

Yes. Campaigns can be configured using BIN (Bank Identification Number) and card-level rules, allowing you to run targeted promotions for specific card holders, issuing banks, or card types.

Yes. You have complete control to define minimum transaction values, campaign start and end dates, and other conditions based on your business objectives.

Yes. A real-time dashboard provides insights into campaign usage, redemptions, and overall performance, helping you measure impact and optimise future campaigns.