Simplify Payment
Collections with
Unique Bank Accounts

Collect, track, and reconcile payments automatically with Virtual
Accounts. Each customer or transaction gets a unique account for
faster, error-free collections.

Get Started Request a Demo
Manage payments with virtual account
Get Started Request a Demo

Effortless Settlements

Real-time payment tracking and settlement with zero manual effort. Access all incoming payments in one place

Payments
tracking

Track payments via virtual account

Settlement
Overview

Virtual account settlement overview

Virtual account
dashboard

Virtual account dashboard overview
Digital virtual account for payments

What Are Virtual
Accounts?

A Virtual Account is a unique digital bank account number linked to your business, ideal for high-value transactions. It works like a dedicated account for each customer or payment, making tracking easy and secure- without exposing your actual bank details.

Who Can Use airpay Virtual Account?

Utilities and
Telecom

Simplify the collection process for millions of subscribers through unique virtual accounts per consumer, streamline reconciliation, and manage cash flow.

Telecom billing via virtual account

Ecommerce Marketplaces
and Aggregators

Create virtual accounts for both your merchants, Business and consumers that allows better payment tracking, cash flow and faster settlement.

Virtual bank account for ecommerce payments

Government and Large
Enterprises

Improve transparency through scalable solutions from virtual bank accounts, designed for easy reconciliation and large collections.

Virtual account number for govt use

Education

Streamline fee collections for schools and EdTech with dedicated virtual accounts per student and automated reconciliation.

Virtual bank account for education institutes

Housing
Development

Manage society maintenance fees and housing collections through individual virtual accounts with seamless tracking and settlements.

Virtual bank account for builders
Virtual account for business use

Why Businesses
Choose airpay Virtual Accounts?

Unique Accounts per
Customer or Transaction

Create unique virtual accounts for each customer for effortless payment tracking.

India

Enhanced
Security

Your banking information stays safe and secure.

India

Accurate and
Automated Tracking

airpay instantly matches each payment to the right customer or invoice.

India

Reduced
Operational Overhead

Automate your collections to create efficiency and manage cash flow.

India

Instant
Benefits for
Your Finance
Team

Enhance
Cash Flow

Unique account identifiers allow for faster inflows and greater clarity in records.

India

Security

Virtual accounts safeguard your main banking information and minimize fraud risk.

India

Efficiency

Automation eases workflow, improves accurate recording, and increases productivity.

India

Financial Transparency

The monitoring of collections and settlements can be easily done with a real-time dashboard.

India

How airpay
virtual Accounts Work

1

Your customer can generate a virtual bank account number by choosing RTGS on the payment page.

2

Customers deposit funds through bank transfers (NEFT/RTGS/IMPS) to the generated virtual account.

3

airpay automatically tracks real-time payments to the respective virtual accounts.

4

Funds are settled into your primary bank account securely.

5

Funds are settled into your primary bank account securely. 

Virtual account number process flow
Virtual bank account for scaling

Ready to grow your
business with India’s leading
Payment Solution?

Sign Up Book a Call

Frequently Asked Questions

A virtual bank account is a unique, software-generated account linked directly to your main bank account. It allows businesses to assign individual account numbers for each customer or transaction, making it easier to track incoming payments accurately and manage cash flow without the need for multiple physical bank accounts. This improves organisation and financial control while keeping your main account details secure.

When payments are received into your virtual accounts, airpay automatically matches the payments with the correct customer or invoice. This automation removes manual matching errors, speeds up payment processing, and keeps your financial records accurate and up-to-date.

Yes, airpay can create unlimited virtual accounts instantly. This feature supports businesses as they grow, enabling them to scale payment collections seamlessly by assigning unique virtual accounts to thousands of customers or transactions.

Yes, virtual accounts protect your primary bank account information by providing unique account numbers for each payment. airpay meets high-level security standards to safeguard your transactions and data from fraud and unauthorised access.

Getting started is straightforward. You can sign up for airpay services, integrate our APIs easily with your platform, or request a live demo to see how virtual accounts work in practice and get hands-on guidance for setup.