Make Big Purchases Effortless for your customers

Losing customers over high value carts? Offer your customers the
power to pay exactly how they choose - No Cost EMI, Card EMI, and
Buy Now Pay Later.

Get Started Request a Demo
Shop big with equated monthly installment
Get Started Request a Demo
Quick online EMI payment for purchases

No Cost EMI

Your customers get the freedom to turn high-value purchases into easy, no-cost EMIs -driving higher revenue for your business.

Instant approvals

Zero paperwork

Supports all major cards

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EMI

Give customers control over how
and when they pay, while you enjoy
smoother collections with scheduled
payments and real-time tracking.

Enable EMI

scheduled
payments
and
real-time
tracking

Buy Now Pay Later

Make checkout a breeze.
Enable shoppers to buy now and pay later - no upfront barriers.

Instant digital approval

No
paperwork

Easy bite-sized repayments

Best fit for digital services, fashion, electronics, travel and more.

Activate BNPL
Shop now pay later for easy shopping

Built to drive conversions across industries

Online EMI payment for education fees

Education & EdTech

Offer cardless EMI and BNPL with transparent course financing, helping you provide flexible payment options.

Travel easy with shop now pay later

Travel & Hospitality

Enable flexible payment plans for high-value bookings, reducing drop-offs and improving completion rates.

Equated monthly installment for services

Insurance & Financial Services

Present clear premium payment options upfront to drive better renewals and ensure predictable collections.

Online checkout solutions for growth

Ready to simplify payments
with cost-effective
solutions?

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Frequently Asked Questions

With No Cost EMI, customers pay exactly what’s on the price tag, the amount get split into interest-free monthly payments. Standard Card EMI works differently - customers pay in installments, with a small interest or processing fee. Standard card EMI offers more flexible payment terms, but the total cost can end up higher than No Cost EMI.

Buy Now Pay Later (BNPL) lets customers buy instantly and pay back later in easy installments - usually with zero or low interest, instant approval, and no paperwork. It’s a win-win for anyone who is on a budget and for sellers looking to boost conversions.

No Cost EMI comes with zero hidden charges for customers, Standard EMI includes small interest or processing fee from the bank or NBFC.

airpay offers a comprehensive merchant dashboard for real-time tracking of EMI, BNPL, and No Cost EMI transactions. You can view collection status, download detailed reports, and manage refunds or disputes easily. Automatic reconciliation ensures all payments are reflected in your financial records without manual processing.

Yes - all three (No Cost EMI, Standard Card EMI, BNPL) are available for online stores, mobile apps, and offline retail POS, provided your business is integrated with airpay’s gateway and relevant partners.