FROM DOORSTEP
VERIFICATION TO
SEAMLESS CASH
COLLECTIONS BUILT FOR
LENDING AT SCALE

Offer Flexible credit experiences with full control over disbursements, approvals, risk, and compliance.

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THE REAL COST OF DISCONNECTED COLLECTIONS

Disconnected payments and field operations lead to higher costs and reduced control.

EMIs come in through cash, cheques, transfers, and online channels which are often tracked in separate systems.

Customers depend on branch visits and agent follow-ups instead of simple, anytime payment options.

Operations team spend hours reconciling between branches, DSAs, and collection partners.

Limited, early-stage visibility pushes more accounts into higher DPD and NPAs.

TAILORED FOR NBFC COLLECTIONS

airpay brings digital and physical collection touchpoints onto one platform. Flexible repayments
for customers, complete inflow visibility for your team.

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Collect EMIs, part-payments, and settlements via cards, netbanking, UPI, wallets, and more.​

Set up recurring mandates so EMIs are debited automatically on due dates, reducing follow-ups and bounce.​

Support agent-led collections across urban, semi-urban, and rural locations, with every visit and payment logged digitally.​

Enable secure cash collection and deposit from your own locations and partner outlets, while keeping reconciliation centralised.​

Verify customer addresses and documents at home or office, capture proof digitally, and speed up onboarding and risk checks.​

Let customers pay EMIs at nearby stores using a widespread CMS network, reducing dependency on branches.​

Track all channels, settlements, and pending amounts from a single dashboard, across products and geographies.​

WHY NBFCs CHOOSE airpay

NBFCs need fewer manual steps and more predictable cash flows. airpay is built to plug into your existing
stack and scale with your portfolio.​

Unified Digital + Physical Collections

Digital payments, doorstep visits, cash pick-ups, and CMS deposits all run through one rules and settlement engine.​

Smooth Integrations

Connect with LOS, LMS, CRM, and core banking systems via APIs and connectors, keeping customer and loan data in sync.​

Specialised BFSI Support

Work with teams experienced in NBFC, HFC, and SFB collections and compliance.​

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Operations on Autopilot

Automated reconciliation and settlements reduce manual work for finance and operations teams.​

Better EMI Realisation, Lower NPA

Autopay mandates, multiple payment modes, and broader reach help customers pay on time and reduce slippages.​

Actionable Portfolio Insight

Real-time dashboards highlight DPD movement, bucket performance, and region or product trends.​

TRUSTED BY LEADING BRANDS

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From First EMI to Final Closure

airpay manages the lending lifecycle from verification to EMIs and settlements.
Unifying field, branch, and digital channels in one platform.

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