SMARTER
UPI PAYMENTS FOR
MODERN BUSINESSES

Designed to deliver higher success rates through smart routing and real-time processing

UPI Switch - Built for Control,
Scale and Higher Success

Move beyond single-PSP dependency with intelligent UPI transaction routing.

UPI payment gateway in India

UPI Switch - Built for Control,
Scale and Higher Success

Move beyond single-PSP dependency with intelligent UPI transaction routing.

Multi-PSP & multi-bank routing

Distribute UPI traffic dynamically across multiple PSPs and banks to avoid outages, throttling, or downtime risks.

Real-time failover & load balancing

Automatically reroute transactions during failures or peak traffic to maintain uptime and improve success rates.

Rule-based transaction orchestration

Route transactions based on amount, customer payment app, time of day, or historical performance - fully configurable.

Centralized monitoring & insights

Track success rates, failure reasons, and PSP performance from a single dashboard to continuously optimize routing.

UPI Autopay - Designed for Recurring Payments That Don't Drop Off

Enable mandate-based recurring payments with reliability and transparency.

Seamless mandate creation
and approval flows

Support one-time mandate setup using UPI apps with clear customer consent and smooth authorization journeys.

Smart debit execution
and retries

Execute recurring debits reliably with configurable retry logic to reduce missed payments and involuntary churn.

UPI payment interface

Use cases across subscriptions
and collections

Perfect for SaaS, OTT, education fees, insurance renewals, EMIs, utilities, and membership-based models.

Compliance-ready and
customer-friendly

Built to align with NPCI guidelines while keeping customer notifications, control, and trust intact.

UPI PAYMENTS

Enable fast, flexible UPI
collections across digital and
physical touchpoints.

Scan upi qr to make payments

Payment Links - Share via

QR Codes
Works in-store and online

All UPI Apps

GETTING LIVE WITH UPI

Getting started with UPI payments quickly without operational complexity.

Quick onboarding

Quick onboarding

with simple documentation
and guided support

Seamless integration

Seamless integration

via APIs, SDKs, or ready-to-use
checkout options

Flexible configuration

Flexible configuration

to enable UPI Collect, Intent, QR,
and in-app flows

Go live faster

Go live faster

with minimal tech effort and
scalable infrastructure

Fast refunds in unified payment interface

INSTANT UPI REFUNDS

Your customers get refund quickly with automated processing

Real-Time Refund Processing-
Automatically reverse UPI transactions
within seconds

Seamless Reconciliation- Auto-map
refunds against original transactions
with clear audit trails

Automated Refund Workflows- Trigger
refunds instantly via dashboard or
APIs, eliminating manual intervention

UPI Switch Image

PAYMENTS INNOVATION FOR EVERY INDUSTRY

UPI QR payments for retailers in India

Retailers

Scan and pay UPI QR code payments at counters and kiosks

Retailers

Scan and pay UPI QR code payments at counters and kiosks

UPI QR payments for food delivery in India

Food & Delivery

Unique QR codes for each table and doorstep payments

Food & Delivery

Unique QR codes for each table and doorstep payments

UPI QR payment gateway for digital commerce

Digital Commerce

UPI links built right into your online checkout

Digital Commerce

UPI links built right into your online checkout

UPI QR payments for events and NGOs

Events & NGOs

Collect fees or donations with QR codes and links

Events & NGOs

Collect fees or donations with QR codes and links

Unified payment interface for enterprises

Enterprises

Track payments across all your locations, reconcile everything in one place

Enterprises

Track payments across all your locations, reconcile everything in one place

Start now with online payment link

Looking to streamline every
UPI transaction in one
seamless ecosystem?

Frequently Asked Questions

airpay UPI Payments lets your business accept and manage UPI payments—whether it’s through links, UPI IDs, or QR codes. It’s fast, secure, and works with every major UPI app and bank, so customers can pay instantly, no cash or cards needed.

Just log in to your airpay dashboard. Create static or dynamic UPI links and QR codes in seconds. You will get the soft copy- Print them, put them up in your store, or send them by SMS, WhatsApp, email, even social media. Customers can pay from wherever they are.

Yes, you can. airpay supports UPI AutoPay and other recurring billing features. Collect subscriptions, bills, EMIs - automatically, with invoices and reminders handled for you.

All your preferred apps- Google Pay, PhonePe, Paytm, BHIM, dozens more—plus every major bank in India. Customers choose what’s easiest for them.

UPI settlements are initiated on T+1 basis, ensuring your funds are credited quickly and predictably, subject to bank processing timelines.

No. airpay offers clear and upfront pricing.

Absolutely. Every transaction is protected with PCI DSS Level 1 security, RBI guidelines, and strong encryption. There’s fraud detection, 3D Secure, and OTP authentication built in, so your money’s safe.