Airpay eliminates wait times and enables instant disbursements to grow your revenue with zero risk. Get access to a country-wide network of traditional and new age lenders dynamically identified to fit your customers' specific need.

Instant approval with zero documentation

Know your eligibility in a fraction of seconds with by filling out a few details and zero documentation.

Minimal documentation

Get your loan approved and disbursed with just your PAN card and an Address proof.


Loans of any size

Get loans up to Rs 10 lakh without any collateral within a few working hours.

Multiple plans Multiple Lenders

Get loans from lenders that specifically fit your needs - Low interest fees! Flexible Terms.


Enter basic details

Get instant approval of the loan amount with just filling of a few details in milli-seconds

Select offer & Sign agreement

Choose from a bucket of lenders and get an offer that best suits you. Digitally sign your agreement and money will be disbursed within few hours

Money Disbursed

Get access to loan amount in express speed with Xpressloan

Consumer Lending

  • Term Loan

    Get instant approved loan without collateral and minimal paper work to make your dream purchase.

  • Line of Credit

    Don’t let insufficient funds be a roadblock, avail instant line of credit facility through airpay.

  • Buy Now & pay Later

    Get interest free credit instantly for upto 14 days.


Merchant Lending

  • Term Loan

    Small business loan made easy and flexible, money in just 2 working days into your account.

  • Line of Credit

    Avail line of credit to manage cashflow gaps and dynamic business opportunities.



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