/* Simplify Payment Section */


.simplify-payment-section {
    margin-top: 3rem;
    margin-bottom: 3rem;
}

.simplify-payment-section h2 {
    max-width: 568px;
}

.simplify-payment-section p {
    max-width: 513px;
    line-height: 26px;
}

.simplify-payment-content {
    display: flex;
    align-items: center;
    gap: 4rem;
}

.simplify-payment-left {
    display: flex;
    flex-direction: column;
    gap: 2rem;
}

.action-buttons {
    display: flex;
    gap: 2rem;
}


/* Effortless Settlements Section */

.effortless-settlements-section {
    margin-top: 3rem;
    margin-bottom: 3rem;
}

.effortless-settlements-content {
    display: block;
    align-items: center;
    gap: 4rem;
    background-color: #F8F6F4;
    border-radius: 20px;
    padding: 3rem 2rem;

}


.effortless-settlements-cards {
    display: flex;
    gap: 2rem;
    justify-content: center;
}

.effortless-settlements-cards h3 {
    font-size: 20px;
    line-height: 24px;
    text-align: center;
    max-width: 1300px;
}

.effortless-card {
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    background-color: #FFFFFF;
    aspect-ratio: calc(17/20);
    border-radius: 20px;
    border-style: hidden;
    padding: 2rem;
    text-align: center;
    box-shadow: var(--shadow-soft);
}

/* What are Virtual Accounts Section */

.what-are-virtual-accounts-section {
    margin-top: 3rem;
    margin-bottom: 3rem;
}

.what-are-virtual-accounts-content {
    display: flex;
    align-items: center;
    gap: 4rem;
    background-color: #F1F5FA;
    border-radius: 20px;
    padding-right: 4rem;
}

.what-are-virtual-accounts-right h3 {
    max-width: 290px;
}

.what-are-virtual-accounts-right p {
    max-width: 350px;
}



/* Who can use airpay Vitual Accounts Section */

.who-can-use-virtual-accounts-section {
    margin-top: 3rem;
    margin-bottom: 3rem;
}


.lowercase {
    text-transform: lowercase;
}


.who-can-use-swiper {
    width: 100%;
    overflow: hidden;    /* recommended for Swiper */
    padding: 2rem;
    padding-left: 7rem;
}



.who-can-use-card {
    display: flex;
    position: relative;
    flex-direction: column;
    aspect-ratio: calc(17/20);
    border-radius: 20px;
    border-style: hidden;
    text-align: left;
    box-shadow: var(--shadow-soft);
    max-height: 505px;
    max-width: 390px;
    background-color: #F8F6F4;
}

.who-can-use-card-image {
    position: absolute;
    bottom: 0;
}

.who-can-use-card-content {
    padding: 2rem;
}

.who-can-use-card-content h4 {
    margin-bottom: 1rem;
    color: var(--theme-color);
}


/* Why airpay Section */

.why-airpay-section {
    margin-top: 3rem;
    margin-bottom: 3rem;
    background-color: #002A45;
}

.why-airpay-content {
    display: flex;
    align-items: center;
    position: relative;
    gap: 2rem;
}

.why-airpay-left img {
    border-radius: 25px;
}

.why-airpay-right {
    display: flex;
    position: absolute;
    right: 2rem;
    flex-direction: column;
    align-items: left;
    gap: 2rem;
    padding: 3rem;
}

.why-airpay-right h3 {
    color: var(--white-color);
}

.why-airpay-boxes {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
    width: 720px;
    height: 420px;
}

.why-airpay-box {
    position: relative;
    display: flex;
    flex-direction: column;
    align-items: left;
    gap: 1rem;
    background-color: #053A5B;
    border-radius: 12px;
    padding: 1rem 1.5rem;
    max-height: 200px;
    max-width: 344px;
}

.why-airpay-box h4 {
    color: var(--white-color);
}

.why-airpay-box p {
    color: var(--white-color);
}

.why-airpay-box img {
    position: absolute;
    top: 13px;
    right: 13px;
    width: 25px;
    object-fit: contain;
}


/* Benefits Section */
.benefits-section {
    margin-top: 3rem;
    margin-bottom: 3rem;
}
.benefits-content {
    display: flex;
    align-items: center;
    justify-content: space-evenly;
    padding: 1rem;
}

.benefits-contwent-left {
    padding: 2rem;
    max-width: 210px;
}

.benefits-content-right {
    display: flex;
    gap: 2rem;
}

.benefits-box {
    position: relative;
    display: flex;
    flex-direction: column;
    justify-content: space-evenly;
    align-items: left;
    gap: 1rem;
    aspect-ratio: calc(9/10);
    height: 284px;
    background-color: #F1F5FA;

    padding: 1rem 1.5rem;
    border-style: hidden;
    border-radius: 20px;
}

.benefits-box.box1 {
    background-color: #FFF5EC;
}

.benefits-box h4 {
    color: var(--theme-color);
}

.benefits-box p {
    max-width: 160px;
}

.benefits-box img {
    position: absolute;
    top: 13px;
    right: 13px;
    width: 25px;
    object-fit: contain;
}


/* How airpay Virtual Accounts Work Section */

.how-virtual-accounts-work-section {
    margin-top: 3rem;
    margin-bottom: 3rem;
    background-color: #F8F6F4;
}

.how-virtual-accounts-work-content {
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    padding: 2rem;
}


.how-virtual-accounts-work-swiper {
  width: 100%;
  overflow: hidden;    /* recommended for Swiper */
  padding: 2rem;
}

.how-virtual-accounts-work-pagination {
    padding: 1rem;
}

.how-virtual-accounts-work-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 2rem;
    height: 443px;
    width: 409px;
    border-radius: 20px;
    background-color: var(--white-color);
}

.how-virtual-accounts-work-card p {
    max-width: 275px;
}


.how-virtual-accounts-work-card-content {
    padding: 2rem;
}

.how-virtual-accounts-work-action-buttons {
    padding-bottom: 1rem;
}


/* Ready to Grow? Section */

.ready-to-grow-section {
    margin-top: 3rem;
    margin-bottom: 3rem;
}

.ready-to-grow-content {
    position: relative;
    width: 100%;
    min-height: 346px;              /* like your screenshot */
    border-radius: 0;              /* set to 12px if you want rounded */
    overflow: hidden;
    gap: 1.5rem;
    /* Background image */
    background-image: url(../images/virtual-accounts/grow\ business.png);
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;

    display: flex;
    flex-direction: column;
    align-items: left;
    justify-content: center;
    padding-left: 7rem;
}

.ready-to-grow-content h3 {
    color: var(--white-color);
}


.ready-to-grow-action-buttons a {
    padding: 1rem 2rem;
}

/* =====================================================
   FAQ ACCORDION 
===================================================== */
#faq {
    padding: 50px 0;
}

.faq-title h3 {
    padding-bottom: 30px;
}




#faq .accordion-button {
    font-family: var(--font-heading);
    color: var(--text-muted);
    font-weight: 400;
    font-size: 20px;
    line-height: 29px;
    background: transparent;
}

/* Active title */
#faq .accordion-button:not(.collapsed) {
    color: var(--main-btn-color);
}

/* Body text */
#faq .accordion-body {
    font-family: var(--font-heading);
    color: var(--text-muted);
    font-weight: 500;
    font-size: 14px;
    line-height: 23px;
}

/* Remove default accordion border */
#faq .accordion {
    border: none;
    --bs-accordion-border-width: 0;
}

/* Remove focus glow */
#faq .accordion-button:focus {
    outline: 0;
    box-shadow: none;
}

/* DEFAULT item = transparent */
/* Accordion item spacing control */
#faq .accordion-item {
    background-color: transparent;
    border: none;
    border-radius: 10px;
    margin-bottom: 0px;
    padding: 0;
}

/* Inner padding on header + body */
#faq .accordion-button {
    padding: 18px 24px;
}

#faq .accordion-body {
    padding: 12px 24px 20px;
}

/* ACTIVE background only */
#faq .accordion-item:has(.accordion-collapse.show) {
    background-color: #F8F6F4;
    border-radius: 10px;
    margin-bottom: 0;
}

#faq .accordion-item .accordion-collapse.show {
    background: transparent;
}

/* Default (closed) arrow down */
#faq .accordion-button::after {
    background-image: url("../images/accordion-down-arrow.svg");
    transition: transform 0.3s ease, filter 0.3s ease;
}

/* Active (open) = arrow UP + orange */
#faq .accordion-button:not(.collapsed)::after {
    background-image: url("../images/accordion-up-arrow.svg");
    /* up arrow */
    transform: rotate(0deg);
    filter: brightness(0) saturate(100%) invert(62%) sepia(94%) saturate(470%) hue-rotate(356deg);
}






.who-can-use-swiper .swiper-wrapper,
.how-virtual-accounts-work-swiper .swiper-wrapper {
  gap: 0 !important;
}

/* =========================================================
   Virtual Accounts – Responsive Overrides
   Load AFTER virtual-accounts.css (your HTML already does).
   ========================================================= */

/* ---------- Global fixes ---------- */
html, body { overflow-x: hidden; }

img, svg, video, canvas {
  max-width: 100%;
  height: auto;
}

/* Better tap targets on mobile */
a, button { -webkit-tap-highlight-color: transparent; }

/* ---------- Typography scaling (base file sets huge fixed px) ---------- */
@media (max-width: 991.98px) {
  h2 {
    font-size: clamp(32px, 8vw, 48px);
    line-height: 1.15;
  }
  h3 {
    font-size: clamp(22px, 6vw, 32px);
    line-height: 1.2;
  }
  h4 {
    font-size: 18px;
    line-height: 1.35;
  }
  p, a {
    font-size: 14px;
    line-height: 22px;
  }
}



/* ---------- Section layout: stack on tablet/phone ---------- */
@media (max-width: 991.98px) {
  .section-spacing { padding-top: 3rem; }

  /* 2-column hero */
  .simplify-payment-content {
    flex-direction: column;
    align-items: stretch;
    gap: 2rem;
  }
  .simplify-payment-section h2,
  .simplify-payment-section p {
    max-width: 100%;
  }

  .action-buttons {
    flex-wrap: wrap;
    gap: 1rem;
  }
  .action-buttons a {
    width: 100%;
    justify-content: center;
  }
}

/* ---------- Effortless Settlements cards ---------- */
@media (max-width: 991.98px) {
  .effortless-settlements-content { padding: 2rem 1rem; }
  .effortless-settlements-cards {
    flex-wrap: wrap;
    gap: 1rem;
  }
  .effortless-card {
    width: 100%;
    max-width: 520px;
    aspect-ratio: auto;   /* remove forced tall box */
    height: auto;
    padding: 1.5rem;
  }
}

/* ---------- What are Virtual Accounts (2-column block) ---------- */
@media (max-width: 991.98px) {
  .what-are-virtual-accounts-content {
    flex-direction: column;
    padding: 1.5rem;
    gap: 1.5rem;
  }
  .what-are-virtual-accounts-content { padding-right: 1.5rem; } /* override padding-right:4rem */
  .what-are-virtual-accounts-right h3,
  .what-are-virtual-accounts-right p {
    max-width: 100%;
  }
}

/* ---------- Who can use cards (Swiper) ---------- */
@media (max-width: 575.98px) {

  .who-can-use-swiper {
    height: 485px;    /* was 505px */
    padding: 1rem;
    padding-left: 1.5rem;
  }
  .who-can-use-card {
    height: auto;          /* was 505px */
    max-width: 90%;
  }
  .who-can-use-card-content { padding: 1.5rem; }
  .swiper-wrapper { gap: 1rem; }
}

/* ---------- Why Airpay (was absolutely positioned, fixed box sizes) ---------- */
@media (max-width: 991.98px) {
  .why-airpay-content {
    flex-direction: column;
    gap: 1.5rem;
    padding: 2rem 0;
  }

  /* Stop absolute layout on small screens */
  .why-airpay-right {
    position: static;
    padding: 1.5rem 1rem;
    width: 100%;
  }

  .why-airpay-boxes {
    width: 100%;
    height: auto;
    gap: 1rem;
  }

  .why-airpay-box {
    max-width: 100%;
    width: 100%;
    max-height: none;
  }
}

/* ---------- Benefits (2-column + boxes) ---------- */
@media (max-width: 991.98px) {
  .benefits-content {
    flex-direction: column;
    align-items: stretch;
    gap: 2rem;
  }
  .benefits-content-right {
    flex-direction: column;
    gap: 1rem;
  }
  .benefits-box {
    width: 100%;
    height: auto;        /* was 284px */
    aspect-ratio: auto;
  }
  .benefits-box p { max-width: 100%; }
}

/* ---------- How Virtual Accounts Work (fixed card width/height) ---------- */
@media (max-width: 991.98px) {
  .how-virtual-accounts-work-content { padding: 1.5rem 1rem; }

  .how-virtual-accounts-work-card {
    width: 100%;
    max-width: 520px;
    height: auto;        /* was 443px */
  }
}

/* ---------- Ready to Grow (big left padding) ---------- */
@media (max-width: 991.98px) {
  .ready-to-grow-content {
    padding-left: 1.25rem;   /* was 7rem */
    padding-right: 1.25rem;
    min-height: 280px;
  }
  .ready-to-grow-action-buttons a {
    width: 100%;
    justify-content: center;
  }
}

/* ---------- Footer ---------- */
@media (max-width: 575.98px) {
  .footer-bottom {
    flex-direction: column;
    gap: 0.5rem;
    align-items: flex-start;
  }
  ul.footer-cert-logos { flex-wrap: wrap; gap: 12px; }
  ul.footer-cert-logos li { margin-right: 0; }
  .footer-logos { margin-top: 2rem; }
}